#### User account

User account is an object containing the financial information. User accounts are created, modified or deleted via the user details window (see Accounts). A user may have multiple accounts.

User account has the following parameters:

- Account ID (is assigned automatically).
- External account ID (optional) for integration with some external system.

- Loan of the account (may be changed either manually in this window, or by making payments with special method called Credit).

- Balance of the account (view-only).

- Block type shows whether the account is blocked, which can be done arbitrarily by the administrator or automatically by the system. Note that after lifting a manual blocking you have to turn internet on for that account (this is done in the same window, see Internet status above).

- VAT rate to be applied before invoicing.
- Sale tax rate to be applied before invoicing.
- IPTV access card is the user account IPTV access card number. This field might be empty if the card hasn’t been generated yet. In that case press to generate an IPTV access card for this user account.

- Internet status of the account (on / off).

| The flags Don’t charge recurrent fee and Decrease prepaid traffic which were among the account properties in UTM versions up to 5.2.1-008 have been since transferred to charge policy properties

- Block period (optional) for the administrative blocking, if one is being set.

| Unlike the current blocking status, a blocking scheduled for the future is not manifested at all in the account properties.To look for it, check the corresponding report.

- Unlimited mode (must be used with care) turns all charges off this account to zero, thus effectively making all services free.